My name is Sean Cooper, a local mortgage broker in Toronto. I can help you find the perfect mortgage with one of my 60+ lenders and set you up for financial success. If you’re ready to get started or just need advice on what to do next, I’m here to help. Click the button to schedule a call directly in my calendar.
My name is Sean Cooper, a local mortgage broker in Toronto. I can help you find the perfect mortgage with one of my 60+ lenders and set you up for financial success. If you’re ready to get started or just need advice on what to do next, I’m here to help.
Book a Mortgage Consultation Today!
The Burn Your Mortgage App
Check out my FREE Burn Your Mortgage App! With my app you can:
- Calculate your total cost of owning a home
- Estimate the minimum down payment you need
- Calculate Land transfer taxes and the available rebates
- Calculate the maximum loan you can borrow
- Stress test your mortgage
- Estimate your Closing costs
- And much more!
Download my app using my personal install buttons so you can get exclusive access to premium features.
ABOUT THE FOUNDER
My name is Sean Cooper, and you might already know of my mortgage and financial journey by way of my best-selling book Burn Your Mortgage. Yup, I'm the guy who bought his first house when he was only 27 years old and paid off that mortgage in just 3 years by age 30. I've been more than fortunate to be able to share my experience and learnings by way of regular appearances on national TV and radio stations such BNN, CBC, CTV, Global and Newstalk 1010. I've had many articles that have been featured in publications such as the Toronto Star, Globe and Mail, Financial Post and MoneySense.
But now I want to do more to help Canadians. I not only want to make sure that you get the right information and coaching, I also want to ensure you get the best products that suit your personal situation. Given that, I am now licensed as a mortgage broker so I can help you at every step from that first meeting to that wonderful day when you burn those mortgage papers.
I have over 10 years of experience in the financial industry. And as you can likely tell I am passionate about helping others with all things money related, especially the biggest investment of their life – their mortgage.
CORE VALUES
Personal Service
You’ll work with me one-on-one on your mortgage application, not my assistant. I’ll keep you updated throughout the process.
Open And Honest
I tell it like it is. I give my clients the goods and don’t hold anything back.
Best Mortgage Solution
I'll help you find the best overall mortgage product, not just the lowest rate.
No Pressure
You won’t be sold on anything, but what you will get is unbiased mortgage advice.
Greater Choice
I have relationships with 60+ lenders. I’ll provide you with 2-3 lenders that best suit your mortgage financing needs.
At Your Pace
Whether you’re a first-time homebuyer or a seasoned real estate investor, I move at the pace that’s right for you.
Jargon Free
I speak in a language you can understand.
Save Time
I do all the heavy lifting for you. I work directly with the lender to get your mortgage approved in a timely manner.
GET A MORTGAGE IN 3 EASY STEPS
Schedule a Mortgage Consultation
I’ll discuss your mortgage financing needs and come up with a mortgage solution that works for you.
Submit Your Application
I’ll submit the mortgage application on your behalf to the lender of your choosing.
Get Approved
I do all the heavy lifting for you. I work directly with the lender to get your mortgage approved in a timely manner.
OUR SERVICES
First-Time Buyers
Buying your first home is an exciting time. The last thing you want to do is fret about your mortgage.
If you’re a first-time buyer and you don’t have a clue where to start, you’ve come to the right place. I’ll walk you through the steps of getting a mortgage. With your newfound knowledge, you’ll be able to confidently make an offer on a home. It's that easy!
Repeat Home Buyers
Whether you’re looking to move up in the real estate market, downsize to a condo or buy a rental/investment property or cottage, I can help you find a mortgage solution that suits your needs.
Renewals
When you receive your lender’s renewal offer, whatever you do, don’t sign it! Lenders almost never put their best rate on the renewal.
Contact me 3-4 months before your mortgage comes up for renewal. I'll shop the market on your behalf and help save you some money.
Refinances
Are you looking to refinance your existing mortgage? Maybe you’re looking to access equity from your home to pay for home renovations or to consolidate debt.
I’ll help you choose the best mortgage refinancing option, while minimizing any costs.
SEAN COOPER IS FEATURED IN
SOME OF OUR LENDING PARTNERS
IN THE MEDIA
How the Mortgage Stress Test affects Homebuyers
How Homeowners will be affected by Higher Interest Rates
Burn Your Mortgage - Tips to Pay Down Your Mortgage Faster
AVAILABLE ONLINE AND IN BOOKSTORES, BURN YOUR MORTGAGE
In my interview with Jelani, we explore a range of timely topics in the real estate world, including current opportunities for investors, the potential of garden suites and fourplexes, and the implications of the increased price cap for insured mortgages, which has risen from $1 million to $1.5 million. We also discuss valuable advice for first-time homebuyers and those navigating buying and selling in today’s real estate market, as well as insights into the current state of the rental market.
FREQUENTLY ASKED QUESTIONS
Why should I work with a mortgage broker instead of the big banks?
With a mortgage broker you get greater choice. I have relationships with 60+ lenders, including the big banks, credit unions and private lenders. I have a better chance of finding the best mortgage for you.
Through a broker, you can often get a rate lower than you would get if you went directly to a bank. Some lenders offer lower rates exclusively to brokers.
Since I only have to request your credit report once, your credit score is protected. This is different than applying directly at the banks where your credit report will be pulled each time hurting your credit score.
Is there a cost for your service?
Most of the time my services are completely free. (I'm compensated by lenders for introducing you as a client.) You'll get honest, unbiased mortgage advice at no cost. You have absolutely nothing to lose by working with me.
Do you work with clients outside the GTA?
Yes! Although I live in Toronto, I regularly work with clients all across the country. Most of my clients are from B.C., Ontario and Alberta, but I help in other provinces as well. I’m fully licensed as a mortgage broker in all provinces and territories in Canada. I've had the pleasure of helping clients coast to coast - from Yukon to Newfoundland - in this great country!
Do we have to meet in person?
Nope! I can help you with your mortgage over the phone from the comfort of home. It doesn’t get any more convenient than that!
Do you work banker's hours?
Nope! I work beyond the 9-to-5. I work flexible hours based on your availability. I can be available evenings and weekends when needed.