Banker vs. Broker: What’s the Difference and Which One is Best for You?

If you’re looking for a mortgage, you might be wondering whether you should go to a bank or a broker. Both have their pros and cons, but there are some key differences that you should know before you make a decision.

The Build Wealth Canada Podcast: Paying Less in Interest, Getting the Right Mortgage (New or Renewal), Handling the Higher Interest Rates in Canada

With the multiple interest rate hikes that we’ve been experiencing here in Canada, many Canadians have seen their monthly cashflow take a hit, whether it’s because you have a variable rate mortgage, a line of credit, or other forms of debt.

So what are your options if you’re paying more than you’d like on your interest payments, or maybe you have that mortgage coming up for renewal and you’re going to have to make that multi-thousand dollar decision on how you’re going to proceed?

The Build Wealth Canada Podcast: Rising Interest Rates, New Mortgage Rules, and Variable vs Fixed Mortgages in Canada for 2023

With the significant increase in interest rates over the past year, and with home buying and selling season right around the corner, I thought it would be great to go over the implications of this higher interest rate environment that we’re in.

Don’t get spooked by increasing rates 🎃

Welcome to the spookiest month of the year! Not just because the ghosts and ghouls come out to play, but also because we can expect yet another rate hike from the Bank of Canada in a few short weeks on October 26th. But believe it or not, I’m not back on the blog after a year long hiatus to talk about the overnight rate or its affect on variable rate mortgages today – that’s a subject that’s been getting more than enough air time.

The Burn Your Mortgage Podcast: Everything You Wanted to Know About Real Estate Law with Mark Weisleder

In my interview with Mark, we discuss how has the legal process changed when buying a home during COVID times, some important things to know about real estate deposits and how people can complete their refinancing to take advantage of the low interest rates.

The Burn Your Mortgage Podcast: How to Break Free of the Limitations Holding You Back with Reza Khoshdel

Reza Khoshdel is on a mission to help you break free of the limitations that are holding you back from being the best version of yourself. Reza is a stock trader, a co-owner of a luxury floral boutique, and a real estate investor who strives to help people get on the path of financial freedom.

The Build Wealth Canada Podcast: Rising Mortgage Interest Rates & Real Estate Update

With fixed mortgage rates finally beginning to increase in Canada, many Canadians are wondering whether they should be locking in their mortgage rate in case interest rates continue to climb.

The Burn Your Mortgage Podcast: Everything You Wanted to Know About Appraisals with Christopher Bisson

In my interview with Chris, we discuss when do lenders require an appraisal, how the appraisal process has changed since COVID-19 started and tips for homeowners to ensure the appraisal process goes smoothly.

The Burn Your Mortgage Podcast: How to Retire at Age 25 with 35 Rental Units with Austin Yeh

In my interview with Austin, we discuss scaling your rental property portfolio, lessons learned as a real estate investor during COVID-19 and how the everyday person can enjoy similar real estate investing success.

The Burn Your Mortgage Podcast: How to Retire in Your Mid 30’s Through Real Estate Investing with Sarah Larbi

In my interview with Sarah, we discuss how she was able to retire from her 9-5 job 30 years early, the importance of “key power team members” and how advanceable mortgages can help you grow your real estate portfolio.