In my interview with Alex, we discuss barriers to homeownership, shared Equity to break into the market, co-owning the home with an investor.
Tag Archives: personal finance
The Burn Your Mortgage Podcast: No Regret Decisions with Shannon Lee Simmons
In my interview with Shannon, we discussed several key topics. These included creating a budget that works effectively, highlighting what I call the “Beyoncé Factor” in personal finance. We also delved into strategies for saving money amidst the rising cost of living and the importance of making no-regret financial decisions, particularly when it comes to significant investments like buying a home.
The Burn Your Mortgage Podcast: Building Credit as a Newcomer to Canada with Bruce Sellery
During my interview with Bruce, we covered various topics, including the unique barriers newcomers face upon arriving in Canada, the essentials of credit in the country, strategies for building a credit history, tips on improving one’s credit score, and guidance on what to do in case of credit-related issues.
The Burn Your Mortgage Podcast: How Failing to Consult with a Mortgage Broker is Borderline Personal Finance Negligence with Rob Carrick
In our interview, Rob covered key topics, including insights from his book “How Not to Move Back in With Your Parents,” the concept of the “Bank of Mom and Dad,” essential mortgage tips for first-time homebuyers, unexpected expenses to be mindful of, and the significance of not solely judging a bank by its advertised rates. We also explored the advantages of the First Home Savings Account (FHSA) as a valuable tool for those looking to purchase their first home.
The Burn Your Mortgage Podcast: Homeownership, the Foundation of Financial Independence with Jonathan Chevreau
In my interview with Jon, we discuss housing affordability, his 32-year-old daughter Helen saving in a FHSA, general thoughts on Findependence, what he’s now doing in semi-retirement now he’s turned 70. Tune in!
The Burn Your Mortgage Podcast: Funding Your Retirement with Your Home with Pattie Lovett-Reid
In my interview with Pattie, we discuss the challenges of being house rich and cash poor, reverse mortgages, the importance of applying for a mortgage before retirement, and why downsizing is not happening with as many baby boomers.
Don’t get spooked by increasing rates 🎃
Welcome to the spookiest month of the year! Not just because the ghosts and ghouls come out to play, but also because we can expect yet another rate hike from the Bank of Canada in a few short weeks on October 26th. But believe it or not, I’m not back on the blog after a year long hiatus to talk about the overnight rate or its affect on variable rate mortgages today – that’s a subject that’s been getting more than enough air time.
How I Saved Myself $500 by Repairing My Roof
I’ve been pretty lucky the last couple years. After my roof was damaged by a windstorm a couple years ago, my roof has been perfectly fine since then. That is until a severe thunderstorm in June.
I remember it like it was yesterday. The rain was coming down like the monsoons. Lightning lit up the sky. The boom of thunder made the hair stand on the back of my neck.
The Burn Your Mortgage Podcast: The (Almost) Empty Nest – Renovate or Move with Robin Taub
In my interview with Robin, we discuss some of the issues to consider when deciding to renovate or move, what COVID-19 may mean for the future of housing and personal finance as it relates to affordability.
The Burn Your Mortgage Podcast: Rich Is a State of Mind: Building Wealth and Happiness with Robert Gignac
In my interview with Robert, we discuss pitfalls to avoid when investing in real estate, the downsizing trend and achieving mortgage-free financial freedom.