An Independent Mortgage Broker
With the multiple interest rate hikes that we’ve been experiencing here in Canada, many Canadians have seen their monthly cashflow take a hit, whether it’s because you have a variable rate mortgage, a line of credit, or other forms of debt.
So what are your options if you’re paying more than you’d like on your interest payments, or maybe you have that mortgage coming up for renewal and you’re going to have to make that multi-thousand dollar decision on how you’re going to proceed?
In my interview with Steve, we discuss making sure you’re financially ready to buy a home, not becoming house rich and cash poor, and savings strategies for coming up with your down payment.
In my interview with Anthony, Adrian and Conor, we discuss selecting the perfect partner for a joint venture in real estate, tenant screening done right and buying a rental property as your first property.
In my interview with Uytae, we discuss addressing the missing middle, the heritage dilemma, and a “special” solution to the housing supply.
In my interview with Luc, we discuss his journey to become a successful as a realtor at such a young age, what to look for when buying an investment property, and mental fortitude, the ups and downs of business.
In my interview with Jelani, we discuss what is house hacking and why do it, how to scale your real estate portfolio using the BRRRR Strategy, and how to successfully work with contractors.
With the significant increase in interest rates over the past year, and with home buying and selling season right around the corner, I thought it would be great to go over the implications of this higher interest rate environment that we’re in.
In my interview with Robinson, we discuss why the Smith Manoeuvre is more relevant than ever before, why should you work with a Smith Manoeuvre Certified Professional (SMCP) mortgage broker instead of doing it yourself, and why home financing has very little to do with the rate.
Welcome to the spookiest month of the year! Not just because the ghosts and ghouls come out to play, but also because we can expect yet another rate hike from the Bank of Canada in a few short weeks on October 26th. But believe it or not, I’m not back on the blog after a year long hiatus to talk about the overnight rate or its affect on variable rate mortgages today – that’s a subject that’s been getting more than enough air time.
In my interview with Mark, we discuss how has the legal process changed when buying a home during COVID times, some important things to know about real estate deposits and how people can complete their refinancing to take advantage of the low interest rates.
