With the significant increase in interest rates over the past year, and with home buying and selling season right around the corner, I thought it would be great to go over the implications of this higher interest rate environment that we’re in.

In my interview with Robinson, we discuss why the Smith Manoeuvre is more relevant than ever before, why should you work with a Smith Manoeuvre Certified Professional (SMCP) mortgage broker instead of doing it yourself, and why home financing has very little to do with the rate.

Welcome to the spookiest month of the year! Not just because the ghosts and ghouls come out to play, but also because we can expect yet another rate hike from the Bank of Canada in a few short weeks on October 26th. But believe it or not, I’m not back on the blog after a year long hiatus to talk about the overnight rate or its affect on variable rate mortgages today – that’s a subject that’s been getting more than enough air time.

In my interview with Laura, we discuss why and how to purchase pre-construction condos, what do people need to know when signing the purchase agreement and the benefits of working with a realtor when buying pre-construction.

In my interview with Mark, we discuss how has the legal process changed when buying a home during COVID times, some important things to know about real estate deposits and how people can complete their refinancing to take advantage of the low interest rates.